DigiFT to Launch First Tokenized Fintech Loans from Southeast Asia’s Regulated Digital Lending Sector
SINGAPORE, August 7, 2025 — DigiFT, a licensed exchange for institutional-grade tokenized real-world assets (RWAs), today announced the upcoming launch of the CUBIX token (ticker: CUBX)—the first tokenized debt instrument backed by receivables from Indonesia’s regulated peer-to-peer (P2P) lending sector.
By combining blockchain infrastructure with regulated fintech lending, CUBX introduces the first tokenized fintech loan, unlocking on-chain access to yield opportunities in Southeast Asia’s rapidly growing private credit markets.
Issued by Docking Tech Pte. Limited (“Docking”), a Singapore-incorporated Super Lender operating on BantuSaku—an Indonesian P2P lending platform licensed by the country’s Financial Services Authority, Otoritas Jasa Keuangan (“OJK”)—the CUBX token represents a secured debt obligation designed to deliver a fixed 12% annual yield. Proceeds will be used to finance digitally underwritten microloans to individuals and micro, small, and medium-sized enterprises (MSMEs) in Indonesia, helping to address structural credit gaps across the Indonesian economy.
According to the OJK International Information Hub, total outstanding financing by licensed fintech P2P lenders in Indonesia reached IDR 82.59 trillion (~USD 5 billion), growing 27.9% year-over-year. By contrast, traditional bank credit in Indonesia expanded by just 8.43%. Regulated digital lending platforms like BantuSaku are bridging financing gaps for borrowers excluded from the formal financial system.
Traditional private credit is often distributed through multi-layered fund structures and intermediaries, resulting in high costs and limited access. Tokenization simplifies this by enabling direct, on-chain exposure with greater capital efficiency and significantly lower investment minimums.
“CUBX represents a meaningful step forward in how private credit can be accessed and distributed globally,” said Henry Zhang，DigiFT 创始人兼集团 CEO. “By combining emerging market lending with tokenized infrastructure, we’re unlocking new channels for investors to access regulated yield opportunities from traditionally underbanked regions.”
“We’re excited to collaborate with DigiFT to bring fintech loans on-chain,” said Zhou Ke, Director of Docking. “Tokenization enables us to tap into new capital markets while maintaining the robust risk controls and regulatory standards expected of licensed lenders. This marks an important step in expanding access to credit for underserved borrowers across Indonesia.”
CUBX expands DigiFT’s tokenized private credit suite, following the launch of the iSNR token, which provides on-chain exposure to a senior loan strategy managed by Invesco. Together, these offerings underscore DigiFT’s mission to bring regulated, yield-bearing assets on-chain with institutional-grade transparency, access, and compliance.
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關於 DigiFT
DigiFT is a next-generation exchange for tokenized real-world assets (RWAs), licensed by the Monetary Authority of Singapore (MAS) and the Hong Kong Securities and Futures Commission (SFC). The platform offers end-to-end digital asset services—including tokenization, issuance, distribution, trading, and instant liquidity provision—purpose-built for institutional RWAs. Trusted by global financial institutions, DigiFT is the on-chain tokenization and distribution partner for leading asset managers such as Invesco, UBS Asset Management, and Wellington Management. For more information, visit https://digift.io
About Docking
Docking Tech Pte. Limited (“Docking”) is a Singapore-incorporated financial services company established in 2020. In 2023, Docking commenced its credit business as a Super Lender on BantuSaku, a peer-to-peer (P2P) lending platform licensed by Indonesia’s Financial Services Authority (OJK). Docking originates and finances microloans for individuals and MSMEs through its partnership with Cloudun Technology Pte. Ltd., a global fintech solutions provider. Cloudun Technology Pte. Ltd. provides services to nearly 100 enterprise clients globally, having facilitated cumulative transactions worth more than USD 5 billion. Cloudun supports Docking with customer engagement, compliance, risk analytics, and technology infrastructure, and serves PT Smartec Teknologi Indonesia—the operator of BantuSaku.
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