{"id":7316,"date":"2025-08-05T09:55:22","date_gmt":"2025-08-05T01:55:22","guid":{"rendered":"https:\/\/insights.digift.io\/?p=7316"},"modified":"2025-08-15T16:21:22","modified_gmt":"2025-08-15T08:21:22","slug":"modernizing-web2-finance-with-web3-building-blocks","status":"publish","type":"post","link":"https:\/\/insights.digift.io\/zh\/modernizing-web2-finance-with-web3-building-blocks\/","title":{"rendered":"Modernizing Web2 Finance with Web3 Building Blocks"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Since its introduction, Web3 was often pitched as the future of finance\u2014open, decentralized, and user-owned. But the real transformation may not lie in replacing banks or fintech apps. It lies in reinforcing them.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Today, Web3 infrastructure is being adopted behind the scenes\u2014not in front-end apps, but in the financial plumbing. Stablecoins and tokenized real-world assets (RWAs) are helping traditional platforms do what legacy systems were never built for: move money instantly, settle globally, and generate real-time yield. All without the end user ever needing to know a blockchain is involved.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h1 class=\"wp-block-heading\" style=\"font-size:24px\"><strong>The Gaps Web2 Can\u2019t Fill Alone<\/strong><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Most fintechs aren\u2019t trying to \u201cgo crypto.\u201d They\u2019re just trying to stay competitive in a financial landscape where:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Margins are shrinking <\/strong>due to <a href=\"https:\/\/www.deloitte.com\/us\/en\/insights\/industry\/financial-services\/financial-services-industry-outlooks\/banking-industry-outlook.html?\">tighter spreads, FX costs, and interchange fee pressures<\/a>. The more users transact, the more it costs<\/li>\n<\/ul>\n\n\n\n<div style=\"height:5px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Capital is sticky<\/strong> with float <a href=\"https:\/\/techcabal.com\/2025\/04\/17\/introducing-dot-float-quiet-returns-from-idle-funds\/\" data-type=\"link\" data-id=\"https:\/\/techcabal.com\/2025\/04\/17\/introducing-dot-float-quiet-returns-from-idle-funds\/\">often sitting idle<\/a>\u2014generating no return for the business<\/li>\n<\/ul>\n\n\n\n<div style=\"height:5px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Operations can\u2019t scale <\/strong>as <a href=\"https:\/\/www.volantetech.com\/cross-border-payments-explained\" data-type=\"link\" data-id=\"https:\/\/www.volantetech.com\/cross-border-payments-explained\">manual reconciliation and cross-border fund flows<\/a> slow down global expansions<\/li>\n<\/ul>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Legacy financial infrastructure wasn\u2019t designed for programmable money\u2014money that can move automatically based on rules, not manual processes. This leads to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Cash Drag<\/strong>: Idle user balances don\u2019t earn any return, reducing revenue potential and overall capital efficiency<\/li>\n<\/ul>\n\n\n\n<div style=\"height:5px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>High Integration Overhead<\/strong>: Offering savings or investment products often requires costly infrastructure or additional licensing<\/li>\n<\/ul>\n\n\n\n<div style=\"height:5px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Fragmented Operations<\/strong>: Cross-border apps must reconcile across <a href=\"https:\/\/www.bis.org\/cpmi\/publ\/d202.pdf\" data-type=\"link\" data-id=\"https:\/\/www.bis.org\/cpmi\/publ\/d202.pdf\">multiple banking partners, currencies, and compliance system<\/a>\u2014making scaling complex and error-prone<\/li>\n<\/ul>\n\n\n\n<div style=\"height:35px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h1 class=\"wp-block-heading\" style=\"font-size:24px\"><strong>Step One: Stablecoins Become the New Backend Money<\/strong><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Stablecoins are becoming the default format for programmable money. Whether public <em>(e.g., USDC, USDT)<\/em> or private\/closed-loop <em>(e.g., JPM Coin, xSGD)<\/em>, they\u2019re increasingly powering the backend of payment flows. Why platforms adopt them:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Instant cross-platform, cross-border settlement<\/strong> without SWIFT delays, no intermediary hold-ups, no FX opacity<\/li>\n<\/ul>\n\n\n\n<div style=\"height:5px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Programmable value movement<\/strong> via APIs or smart contracts<\/li>\n<\/ul>\n\n\n\n<div style=\"height:5px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Lower costs<\/strong> that replace wire fees, T+2 lags, and costly FX conversions<\/li>\n<\/ul>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">For instance, Visa has enabled <a href=\"https:\/\/corporate.visa.com\/en\/sites\/visa-perspectives\/innovation\/visas-role-in-stablecoins.html\" data-type=\"link\" data-id=\"https:\/\/corporate.visa.com\/en\/sites\/visa-perspectives\/innovation\/visas-role-in-stablecoins.html\">stablecoin settlement using USDC,<\/a> allowing enterprise clients to send and receive funds over VisaNet without relying on traditional bank rails. Transactions settle in near real-time, reducing pre-funding needs and FX costs\u2014while bridging existing treasury systems with tokenized infrastructure.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Stripe has also <a href=\"https:\/\/www.theblock.co\/post\/357967\/shopify-coinbase-stripe-usdc\" data-type=\"link\" data-id=\"https:\/\/www.theblock.co\/post\/357967\/shopify-coinbase-stripe-usdc\">integrated USDC into its Stripe Connect platform<\/a>, enabling businesses and platforms (like Shopify merchants) to accept USDC payments or issue USDC payouts. Stripe\u2019s infrastructure handles the conversion and settlement backend, so merchants can receive fiat-denominated deposits while the payment travels on-chain\u2014speeding up cross-border flows and lowering transaction costs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Meanwhile, Grab\u2014Southeast Asia\u2019s leading superapp for transport, payments, and food delivery\u2014uses xSGD, a Singapore-dollar\u2013pegged stablecoin, to simplify inbound tourist payments via the <a href=\"https:\/\/www.ledgerinsights.com\/stablecoin-firm-straitsx-partners-alipay-grab-for-cross-border-settlement\/\" data-type=\"link\" data-id=\"https:\/\/www.ledgerinsights.com\/stablecoin-firm-straitsx-partners-alipay-grab-for-cross-border-settlement\/\">Alipay+ network<\/a>. When a traveler pays in their local currency (e.g., IDR) through a connected wallet, the backend converts the amount into xSGD. This is then automatically converted into SGD within GrabPay, allowing merchants in Singapore to receive local currency in real time\u2014without SWIFT delays, FX friction, or manual settlement processes.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h1 class=\"wp-block-heading\" style=\"font-size:24px\"><strong>Step Two: Turning Stablecoin Balances into Smart Yield<\/strong><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Once money moves in programmable formats, it unlocks the next question: Now that funds move instantly, how do you make them work harder?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tokenized RWAs give stablecoin balances utility. By connecting to regulated, short-term yield instruments\u2014like <a href=\"https:\/\/insights.digift.io\/zh\/ubs-asset-management-launches-its-first-tokenised-money-market-fund-available-through-digift\/\">money market funds<\/a>, <a href=\"https:\/\/insights.digift.io\/zh\/digift-advances-access-to-tokenized-treasury-sub-managed-by-wellington\/\">Treasuries<\/a>\u548c <a href=\"https:\/\/insights.digift.io\/zh\/digift-collaborates-with-invesco-on-tokenized-solution\/\">private credit<\/a>\u2014businesses and platforms can deploy idle capital to generate returns without disrupting existing operations or custody arrangements. They enable:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Automated Yield Generation<\/strong>: Idle balances can be programmatically allocated to tokenized funds, with real-world returns seamlessly routed back to the business or its clients<\/li>\n<\/ul>\n\n\n\n<div style=\"height:5px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Real-time Transparency<\/strong>: NAVs, redemptions, and fund events are verifiable on-chain, improving audit and reconciliation<\/li>\n<\/ul>\n\n\n\n<div style=\"height:5px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Modular Integration<\/strong>: Tokenized funds can slot into treasury systems, corporate cash management tools, or digital platforms without changing frontend workflows<\/li>\n<\/ul>\n\n\n\n<div style=\"height:35px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"font-size:24px\"><strong>Why Not Just Use Traditional Funds?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If the goal is to earn yield\u2014why not just plug into traditional funds like money market instruments or credit funds in the real world? That\u2019s what many financial platforms ask at first. But when they try, they often run into three major roadblocks:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>High Friction in Integration<\/strong>: Most traditional funds aren\u2019t built for digital platforms. They use legacy processes like <a href=\"https:\/\/www.finextra.com\/newsarticle\/41913\/why-traditional-fund-operations-are-not-fit-for-digital-age\" data-type=\"link\" data-id=\"https:\/\/www.finextra.com\/newsarticle\/41913\/why-traditional-fund-operations-are-not-fit-for-digital-age\">batch settlements, end-of-day NAVs, and manual onboarding<\/a>. Connecting to them means dealing with outdated APIs (if any), fund administrators, and paperwork-heavy compliance workflows.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Limited Access and Flexibility<\/strong>: Institutional-grade funds\u2014especially those offering short-term, low-risk yield like money market funds\u2014typically require <a href=\"https:\/\/www.ey.com\/en_lu\/insights\/wealth-asset-management\/luxembourg-market-pulse\/fund-tokenization-its-time-to-unlock-new-opportunities-for-investors-and-fund-managers\">high minimum investments, lock-up periods, or manual redemption processes<\/a>. That means they\u2019re harder for smaller users to access, inflexible for firms that need daily liquidity, and slower to adapt to changing user behavior or cash flow needs.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Jurisdictional Barriers<\/strong>: Many regulated funds are <a href=\"https:\/\/caia.org\/blog\/2025\/01\/17\/tokenization-private-assets-unlocking-liquidity-transparency-access-modern\" data-type=\"link\" data-id=\"https:\/\/caia.org\/blog\/2025\/01\/17\/tokenization-private-assets-unlocking-liquidity-transparency-access-modern\">only accessible in specific countries<\/a>, to specific investor types. A Singapore-based fintech may not easily onboard into a U.S.-domiciled fund or serve users in emerging markets without triggering new licensing obligations.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Tokenization doesn&#8217;t just \u201cput funds on a blockchain.\u201d It rewires how they\u2019re issued, accessed, and integrated:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Lower Minimums, Fractional Ownership: <\/strong>With tokenized funds, investors\u2014or platforms\u2014can subscribe in smaller amounts, thanks to the <a href=\"https:\/\/www.ey.com\/en_lu\/insights\/wealth-asset-management\/luxembourg-market-pulse\/fund-tokenization-its-time-to-unlock-new-opportunities-for-investors-and-fund-managers\" data-type=\"link\" data-id=\"https:\/\/www.ey.com\/en_lu\/insights\/wealth-asset-management\/luxembourg-market-pulse\/fund-tokenization-its-time-to-unlock-new-opportunities-for-investors-and-fund-managers\">programmable and fractional nature of the tokens<\/a>. This makes high-quality funds accessible to more users and use cases.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:5px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Programmable, On-Chain Workflows<\/strong>: Subscriptions, redemptions, and yield distribution can be <a href=\"https:\/\/reports.weforum.org\/docs\/WEF_Asset_Tokenization_in_Financial_Markets_2025.pdf\" data-type=\"link\" data-id=\"https:\/\/reports.weforum.org\/docs\/WEF_Asset_Tokenization_in_Financial_Markets_2025.pdf\">automated via smart contracts or APIs<\/a>. That means no manual reconciliations, faster settlement (in some cases, same-day or real-time), and a cleaner integration into backend treasury operations<\/li>\n<\/ul>\n\n\n\n<div style=\"height:5px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Built-in Transparency<\/strong>: Every transaction is <a href=\"https:\/\/chain.link\/education\/asset-tokenization\" data-type=\"link\" data-id=\"https:\/\/chain.link\/education\/asset-tokenization\">logged on an immutable ledger<\/a>. NAV updates, capital flows, and ownership history are traceable in real time, reducing audit and compliance overhead.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Tokenized RWAs take institutional-grade products and make them usable in a digital, programmable, and cross-border world. That\u2019s what makes them so powerful when paired with stablecoins.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"font-size:24px\"><strong>Real-World Examples in Web2 Contexts<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#1551fe\" class=\"has-inline-color\">Cross-Border Vendor Payments<\/mark><\/strong>: A global logistics or procurement platform needs to pay hundreds of vendors across different countries. Instead of relying on SWIFT or local wires\u2014which are slow, expensive, and difficult to reconcile\u2014the company settles payments using stablecoins <em>(e.g., USD in, INR out)<\/em> via a licensed on\/off-ramp partner.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">By converting fiat to stablecoins and back as needed, the platform achieves near-instant settlement. Meanwhile, the treasury team can allocate idle working capital <em>(held in stablecoins) <\/em>into a tokenized fund during the payment cycle. This allows the platform to earn short-term yield to help offset FX spreads and on\/off-ramp fees, improving capital efficiency across the board.<\/p>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#1551fe\" class=\"has-inline-color\">Enterprise FX Hedging + Yield Buffer<\/mark><\/strong>: A regional business operating in multiple currencies may hold idle USD to meet future import or export obligations. Rather than keeping that capital in a non-interest-bearing account, the firm can deploy it into a short-duration tokenized Treasury strategy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Because some tokenized funds distribute income daily, the business can continue earning yield\u2014even if the capital is only parked for a week, a month, or six months. With relatively accessible minimums <em>(e.g., as low as $1,000 in some cases)<\/em>, this approach can improve capital efficiency without requiring integration into traditional fund platforms.<\/p>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#1551fe\" class=\"has-inline-color\">Embedded Yield for Wallets and Neobanks<\/mark><\/strong>: A fintech wallet converts user deposits into stablecoins and routes part of the float into tokenized funds. Users see no change, but the platform earns daily yield <em>(e.g., from a tokenized fund offering daily income)<\/em>, which can help fund cashback programs, loyalty incentives, or offset operational costs.<\/p>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Each of these use cases shares a common theme: <strong>the frontend stays Web2. The backend quietly becomes programmable.<\/strong> Whether you\u2019re a B2B payments firm, a logistics operator, a neobank, or a SaaS platform\u2014tokenized infrastructure helps you do more with your capital, operations, and user experience.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You don\u2019t need to become a blockchain company. You just need the right partners. Integration can feel like adding a payments API: abstracted, compliant, backend-first.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"font-size:24px\"><strong>Not About Crypto. About Capability.<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Web3 isn\u2019t trying to replace traditional finance. It\u2019s becoming the infrastructure upgrade that legacy rails can\u2019t provide. Stablecoins let money move smarter. RWAs let money work smarter. Together, they\u2019re quietly powering a more efficient financial backend\u2014without disrupting the front-end experience users already trust.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ready to see what it can do for you?<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/www.digift.io\/aboutUs\/contactUs?utm_source=Website&amp;utm_medium=Blog%20CTA&amp;utm_campaign=Web3&amp;utm_content=Modernizing-Web2-Finance-with-Web3-Building-Blocks\" style=\"border-radius:0px;background-color:#1551fe\"><strong>DISCOVER NOW<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u514d\u8d23\u58f0\u660e<\/strong>: DigiFT and\/or its affiliates endeavor to ensure the accuracy and reliability of the information provided, but do not guarantee its accuracy and reliability and accept no liability (whether in tort or contract or otherwise) for any loss or damage arising from any inaccuracy or omission or from any decision, action or non-action based on or in reliance upon information contained on this article. This is not an advertisement making an offer or calling attention to an offer or intended offer. Before making any investment decision, please seek independent legal and financial advice. The information and materials presented are intended solely for Accredited Investors and Institutional Investors within the meaning of the Securities and Futures Act 2001 of Singapore. They are not intended for, and should not be relied upon by, persons who are not such investors. DigiFT accepts no legal responsibility for any reliance placed by other investors for whom this content is not intended<\/p>","protected":false},"excerpt":{"rendered":"<p>Web3 infrastructure is being adopted behind the scenes\u2014not in front-end apps, but in the financial plumbing of Web2 financial systems.<\/p>","protected":false},"author":256897725,"featured_media":7349,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_oasis_is_in_workflow":0,"_oasis_original":0,"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_seo_schema_type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"page_builder":"","_wpcom_ai_launchpad_first_post":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false,"_links_to":"","_links_to_target":""},"categories":[132565,1],"tags":[],"class_list":["post-7316","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-academy","category-uncategorized"],"acf":[],"jetpack_shortlink":"https:\/\/wp.me\/pg7Ide-1U0","jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/insights.digift.io\/wp-content\/uploads\/2025\/08\/Modernizing-Web2-Finance-Main-Banner_OptA.png?fit=2444%2C1292&ssl=1","_links":{"self":[{"href":"https:\/\/insights.digift.io\/zh\/wp-json\/wp\/v2\/posts\/7316","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/insights.digift.io\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insights.digift.io\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insights.digift.io\/zh\/wp-json\/wp\/v2\/users\/256897725"}],"replies":[{"embeddable":true,"href":"https:\/\/insights.digift.io\/zh\/wp-json\/wp\/v2\/comments?post=7316"}],"version-history":[{"count":32,"href":"https:\/\/insights.digift.io\/zh\/wp-json\/wp\/v2\/posts\/7316\/revisions"}],"predecessor-version":[{"id":7348,"href":"https:\/\/insights.digift.io\/zh\/wp-json\/wp\/v2\/posts\/7316\/revisions\/7348"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insights.digift.io\/zh\/wp-json\/wp\/v2\/media\/7349"}],"wp:attachment":[{"href":"https:\/\/insights.digift.io\/zh\/wp-json\/wp\/v2\/media?parent=7316"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insights.digift.io\/zh\/wp-json\/wp\/v2\/categories?post=7316"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insights.digift.io\/zh\/wp-json\/wp\/v2\/tags?post=7316"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}